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1. Introduction

Welcome to AfroTrader Academy. By accessing or using our website, services, and products (collectively, “Services”), you agree to comply with and be bound by these Terms of Use, which govern your access and use of AfroTrader Academy. Please read these terms carefully before using our Services. If you do not agree to these terms, please do not use our Services.

2. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy & Cookie Policy, and any other guidelines or policies referenced herein.

3. Eligibility

By using AfroTrader Academy, you represent and warrant that:

• You are at least 18 years old or the legal age of majority in your jurisdiction.
• You have the legal capacity to agree to these Terms of Use.
• Your use of the Services complies with all applicable laws and regulations.

If you are using the Services on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.

4. User Account and Registration

4.1 Account Creation:

To access certain features of our Services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration.
• Maintain the security of your account and update your information as necessary.
• Not share your account credentials with others.
• Be responsible for all activities that occur under your account.

4.2 Account Termination:

AfroTrader Academy reserves the right to suspend or terminate your account if we believe you are in breach of these Terms of Use, or for any other reason in our sole discretion.

5. User Responsibilities

You agree to use our Services for lawful purposes only and in a way that does not infringe the rights of others, including, but not limited to:

• Prohibited Actions:
  • Engaging in any fraudulent, misleading, or unlawful activity.
  • Distributing viruses, malware, or any other harmful software.
  • Interfering with the security or integrity of our systems or networks.
  • Posting any content that is defamatory, offensive, obscene, or otherwise inappropriate.

We reserve the right to monitor any activity on the platform and take action, including suspending or terminating accounts, for any violation of these rules.

6. Content and Intellectual Property

6.1 Ownership:

AfroTrader Academy owns or holds licenses to all content, materials, trademarks, and intellectual property displayed on the website, including but not limited to, text, images, videos, logos, and software. You agree that you have no rights to such intellectual property except as expressly granted by us.

6.2 Limited License:

AfroTrader Academy grants you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes. You may not:

• Reproduce, distribute, modify, or otherwise exploit our content without prior written consent.
• Use our content for any unlawful purpose or in violation of these Terms of Use.

6.3 User-Generated Content:

You retain ownership of any content you submit to AfroTrader Academy, such as comments, reviews, or forum posts. By submitting content, you grant AfroTrader Academy a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute your content.

7. Third-Party Links and Resources

Our Services may contain links to third-party websites or services that are not owned or controlled by AfroTrader Academy. We are not responsible for the content, privacy practices, or terms of these third-party sites. Your use of third-party websites is at your own risk, and we encourage you to review their terms and policies before using them.

8. Affiliate Disclosure

AfroTrader Academy contains affiliate links to products and services from third parties. These affiliate links help support the operation of our platform. However, we are not responsible for any transactions, offers, or promotions conducted by these third parties. The use of affiliate links does not imply endorsement or guarantee of any third-party products or services.

9. Payments and Refunds

9.1 Paid Services:

Some features and content on AfroTrader Academy may require payment. By purchasing any product or service, you agree to provide accurate payment information and authorize us to charge your designated payment method for all applicable fees.

9.2 Refunds:

Refund policies for paid services and products are subject to specific terms outlined during the purchase process. If no refund policy is explicitly stated, all payments are considered final and non-refundable. Please contact [[email protected]] for any refund-related inquiries.

10. Disclaimer of Warranties

AfroTrader Academy provides its Services “as is” and without any warranty or condition, whether express, implied, or statutory. We make no guarantees or representations about the accuracy, reliability, or completeness of any content or services provided.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the fullest extent permitted by law, AfroTrader Academy, its directors, employees, affiliates, or licensors shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, loss of data, or business interruption, arising from your use or inability to use the Services.

In no event shall AfroTrader Academy’s total liability exceed the amount paid by you for the Services, or $100, whichever is greater.

12. Indemnification

You agree to indemnify and hold AfroTrader Academy, its directors, employees, and affiliates harmless from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

• Your violation of these Terms of Use.
• Your use of the Services.
• Any content you submit to AfroTrader Academy.

13. Termination of Services

AfroTrader Academy reserves the right to suspend or terminate your access to the website or any part of the Services at our sole discretion, without notice, if you breach these Terms of Use or if we determine that your continued access may harm our interests or users.

14. Changes to these Terms

AfroTrader Academy may modify or update these Terms of Use at any time. If changes are made, we will notify users by posting the updated terms on the website. Your continued use of the Services following any modifications signifies your acceptance of the updated terms.